Home loan insights.
Plain-English takes on rates, refinancing, buying strategy and the Australian property market.
Myth buster: do weekly repayments pay off an offset loan faster?
There’s a common misconception around offset account home loans that making loan repayments more frequently helps to pay off the balance much sooner.…
RBA cuts the cash rate for the first time since 2020
Finally, a long-awaited reprieve for borrowers. The Reserve Bank of Australia has today cut the cash rate by 25 basis points to 4.10%. How much could…
Could rate cuts mean house prices heat up again?
Thinking of holding off buying until interest rates fall? Wait until you see what could happen to home prices. Here’s why it could make sense to buy…
Why 9 out of 10 first-home buyers use a mortgage broker
Remember the first time you stepped into a gym? It’s unlikely you swaggered your way over to the free weights rack and started busting out squats.…
TikTok vs talking to your broker? It’s no contest
TikTok and Instagram reels are fun, fast and free – but it’s important to be picky about whose content you’re viewing, especially if you’re in the…
Fixed rates tumble: a sign of things to come?
When will interest rates fall? It’s the question everyone is asking right now, and while speculation swirls about future rate cuts, the latest moves in…
The home loan feature 70% of new borrowers are hooked on
When it comes to home loan features we’re spoiled for choice. Even basic loans can come with a fisherman’s basket full of options. But one feature in…
How much has your home’s value risen by?
We’ve all heard the rule of thumb about property being a long-term investment. Well, get this: many home owners have seen the value of their property…